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Home construction and renovation loans

Benefits

  • The maximum loan limit: up to 80% customer’s financial demand
  • The maximum loan tenor: 180 months
  • Simple and convenient loan application procedures: processing within 1-3 working days.
  • Flexible repayment alternatives : installment, principal in arrears, diminishing principal balance
  • Collaterals accepted in various forms: real estate, valuable papers, vehicles
  • Grace period can be up to 12 months

Prerequisite for borrowing

  • Sufficient civil and legal abilities
  • Aged from 20 to under 55 (for women) and 60 (for men);
  • Valid household book/KT3  in the province/city where the MB is located;
  • Valid and sufficient financial source of repayment
  • Complied with loan securing procedures in accordance with MB’s policies.

Loans application

  • Loan application form and repayment ability evidence (in MB’s form)
  • Identification Card (ID card)/ Passport/ Household book/KT3
  • Documents demonstrating the cash flows that can be used to repay the loan
  • Documents relating to secured assets/guarantee
  • Documents relating to housing purchase, construction and renovation

 




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